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SCT09 - Multi-Currency Financial Operation

Support for operations across multiple currencies with exchange capabilities, enabling global financial services.

Overview

This capability enables your platform to operate across multiple currencies, providing foreign exchange services, multi-currency accounts, and international payment processing.

Features

FeatureDescription
Multi-Currency AccountsHold balances in multiple currencies
Foreign ExchangeReal-time currency conversion
International PaymentsCross-border payment processing
FX ReportingCurrency conversion reporting
Exchange Rate ManagementCompetitive rate sourcing

Supported Currencies

Major Currencies

  • USD, EUR, GBP, JPY, CHF, CAD, AUD, NZD

European Currencies

  • SEK, NOK, DKK, PLN, CZK, HUF, RON, BGN

Asian Currencies

  • CNY, HKD, SGD, INR, THB, MYR, IDR, PHP

Other Currencies

  • AED, SAR, ZAR, BRL, MXN, and 100+ more

Configuration Options

LevelCurrenciesFeatures
BasicMajor currencies only (8)Standard FX rates
StandardExtended (30+)Competitive rates, FX reporting
AdvancedGlobal (100+)Real-time FX, rate locking

Currency Conversion Flow

FX Rate Types

TypeDescriptionUse Case
Spot RateCurrent market rateImmediate conversions
Locked RateFixed rate for periodLarge transactions
Forward RateFuture date ratePlanned transfers

Multi-Currency Account Features

  • Single Account, Multiple Currencies: Hold balances in different currencies
  • Auto-Conversion: Automatic conversion for payments
  • Currency Preference: Default currency settings
  • Balance View: Unified or per-currency balance view

Integration with Other Capabilities

CapabilityIntegration
SCT03 - Country of OperationAvailable currencies per country
SCT04 - Instant PaymentCross-currency instant transfers
SCT12 - Financial NetworkInternational payment rails

Subscription Tier Availability

TierConfiguration Level
StarterNot included
ProfessionalStandard
EnterpriseAdvanced
CustomConfigurable