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Service Models Comparison

FinHub BaaS offers three service models for integration. Choose the one that best fits your needs.

Comparison Table

AspectCoreXAPIHybrid
DescriptionPre-built white-label solutionDirect API access, build your own UICombination of both
Time to Market2-4 weeks4-12 weeks4-8 weeks
Development EffortMinimalSignificantModerate
UI/UX ControlCustomizable themesComplete controlMixed
Mobile AppsIncludedBuild your ownSome included
Web PortalIncludedBuild your ownSome included
MaintenanceManaged by FinHubYour responsibilityShared
UpdatesAutomaticManual implementationMixed
Cost StructureSubscription-basedUsage-basedCombined
Best ForQuick launch, standard flowsCustom experiencesFlexibility

CoreX Service Model

Pre-built white-label front-end solution What you get:
  • ✅ Ready-to-use web portal
  • ✅ iOS and Android mobile apps
  • ✅ Admin back-office panel
  • ✅ Customizable branding (colors, logos, fonts)
  • ✅ Built-in customer onboarding flows
  • ✅ Managed updates and maintenance
Best for:
  • Companies wanting to launch quickly
  • Limited technical resources
  • Standard banking/payment use cases
  • Predictable subscription pricing

CoreX Service Model

Learn more about CoreX

API Service Model

Direct API integration with your own UI What you get:
  • ✅ Full API access to all FinHub services
  • ✅ Complete control over UI/UX
  • ✅ Build any custom workflow
  • ✅ Integrate into existing applications
  • ✅ Webhooks for real-time events
  • ✅ Sandbox environment for development
Best for:
  • Companies with development resources
  • Unique user experience requirements
  • Integration into existing products
  • Complex or non-standard workflows

API Service Model

Learn more about API integration

Hybrid Service Model

Combination of CoreX and API What you get:
  • ✅ CoreX for some processes
  • ✅ API for custom integrations
  • ✅ Flexibility to mix approaches
  • ✅ Gradual migration path
Best for:
  • Companies wanting best of both worlds
  • Starting with CoreX, transitioning to API
  • Standard flows + custom differentiators

Hybrid Service Model

Learn more about Hybrid approach

Client Journey by Service Model

CoreX Client Journey

  1. Sales Engagement → Discuss requirements and select subscription tier
  2. Branding Setup → Provide branding assets and configuration preferences
  3. Platform Configuration → FinHub configures your white-labeled platform
  4. Review & Approval → Review and approve the customized platform
  5. Go-Live → Launch your branded financial services platform

API Client Journey

  1. Registration → Complete application on the FinHub Developer Portal
  2. Sandbox Access → Receive credentials and explore APIs in sandbox
  3. Integration Development → Build your integration with FinHub APIs
  4. Certification → Complete integration certification and security review
  5. Production Deployment → Transition to production with phased rollout

Next Steps