Inter-Banking License & BaaS
FinHub provides specialized Banking as a Service solutions for licensed financial institutions seeking to expand their capabilities through inter-banking partnerships and infrastructure sharing.Overview
Licensed banks and financial institutions can leverage FinHub’s platform to extend their service offerings, access new markets, and optimize their technology infrastructure while maintaining full regulatory compliance.Target Audience
This solution is designed for:- Licensed Banks: Regional and national banks seeking technology modernization
- Credit Unions: Cooperative financial institutions expanding services
- Payment Institutions: Licensed PSPs enhancing their offerings
- E-Money Institutions: EMIs looking for banking partnerships
Key Capabilities
Correspondent Banking Services
- Payment Rails Access: Connect to SEPA, SWIFT, and local payment networks
- FX Services: Multi-currency processing and exchange
- Nostro/Vostro Accounts: Correspondent account management
- Settlement Services: Real-time and batch settlement options
Regulatory Compliance
- License Sharing: Operate under partnership license arrangements
- Compliance Framework: Shared KYC/AML infrastructure
- Regulatory Reporting: Automated reporting tools
- Audit Support: Comprehensive audit trail and documentation
Technology Infrastructure
- Core Banking Integration: Connect to existing core banking systems
- API Gateway: Secure, scalable API management
- Data Management: Centralized data lake and analytics
- Disaster Recovery: Enterprise-grade business continuity
Service Model Options
| Service Model | Description | Best For |
|---|---|---|
| CoreX | White-label solution, quick launch | Rapid deployment |
| Hybrid | CoreX + custom integrations | Flexibility |
Partnership Models
White-Label Banking
Deploy FinHub’s banking services under your own brand:| Feature | Description |
|---|---|
| Branding | Full white-label customization |
| Licensing | Operate under partner’s license |
| Compliance | Shared compliance framework |
| Support | Dedicated partner support |
Infrastructure Partnership
Share infrastructure while maintaining operational independence:- Shared technology platform
- Independent operations
- Cost optimization
- Scalable capacity
Getting Started
- Initial Consultation: Discuss partnership requirements
- Due Diligence: Regulatory and technical assessment
- Agreement: Partnership contract and SLA
- Integration: Technical integration and testing
- Pilot: Limited rollout and validation
- Full Launch: Production deployment
Benefits
- Extended Reach: Access new markets and customer segments
- Cost Efficiency: Shared infrastructure reduces operational costs
- Regulatory Support: Leverage FinHub’s compliance expertise
- Technology Modernization: Access modern banking technology stack
- Risk Mitigation: Shared risk through partnership model