Business Banking
FinHub provides comprehensive business banking solutions designed to meet the diverse needs of enterprises and small-to-medium businesses (SMBs) through our partners.Overview
Our business banking platform enables financial institutions and fintechs to offer complete business banking services to their corporate clients, from basic account management to sophisticated treasury operations.Target Segments
Small & Medium Businesses (SMBs)
- Startups and entrepreneurs
- Local businesses
- Professional services firms
- E-commerce merchants
Mid-Market Enterprises
- Regional businesses
- Growing companies
- Multi-location operations
- Industry-specific enterprises
Large Enterprises
- Multinational corporations
- Holding companies
- Financial services firms
- Public sector organizations
Core Services
Business Accounts
| Account Type | Features | Best For |
|---|---|---|
| Business Current | Day-to-day operations | All businesses |
| Business Savings | Interest-bearing deposits | Cash reserves |
| Multi-Currency | Multiple currency holdings | International trade |
| Escrow | Third-party holding | Transactions, M&A |
Payment Services
- Domestic Payments: Same-day and next-day transfers
- International Payments: SWIFT and local payment rails
- Batch Payments: Payroll and supplier payments
- Direct Debits: Recurring payment collection
- Virtual Accounts: Automated reconciliation
Card Programs
- Corporate Cards: Employee expense management
- Virtual Cards: Secure online payments
- Prepaid Cards: Budget-controlled spending
Treasury Management
- Cash Pooling: Centralized liquidity management
- FX Management: Currency hedging and conversion
- Reporting: Real-time cash position and forecasting
B2B Features
Organization Management
- Multi-Entity Support: Manage multiple legal entities
- Role-Based Access: Granular permission controls
- Approval Workflows: Multi-level authorization
- Audit Trails: Complete transaction history
Integration Capabilities
- ERP Integration: Connect to SAP, Oracle, NetSuite
- Accounting Software: Sync with QuickBooks, Xero
- API Access: Full programmatic control
- File-Based: SFTP and batch file processing
Service Model Options
| Service Model | Description | Best For |
|---|---|---|
| CoreX | Pre-built business banking portal | Quick launch |
| API | Custom business banking experience | Full control |
Getting Started
- Requirements Analysis: Define your business banking needs
- Solution Design: Choose implementation approach
- Sandbox Access: Set up development environment
- Integration: Build and test your solution
- Pilot Launch: Test with select customers
- Full Rollout: Scale to all customers