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COREX Platform Capabilities

The COREX Platform offers a comprehensive set of capabilities that can be configured based on client requirements and subscription tier. Each capability is identified by a standard code (SCTxx) and can be enabled or configured to different levels depending on client needs.

Capability Categories

Core Capabilities

SCT01 - B2C Distribution Channel

The B2C Distribution Channel provides interfaces for individual customers to access financial services. Features:
  • Customer registration and onboarding
  • Account management and overview
  • Transaction history and statements
  • Payment initiation and management
  • Customer support access
  • Personal settings and preferences
Platform Options:
  • Web Interface: Browser-based responsive application
  • Mobile - Android: Native Android application
  • Mobile - iOS: Native iOS application
Configuration Options:
LevelDescription
BasicSingle platform (Web OR Mobile) with essential features
StandardTwo platforms (Web + one mobile platform) with full feature set
AdvancedAll platforms (Web + Android + iOS) with biometric authentication and offline capabilities

SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access and role-based permissions. Features:
  • Business entity registration and verification
  • Multi-user access with role-based permissions
  • Bulk payment processing
  • Business account management
  • Reporting and analytics
  • Integration with accounting systems
Platform Options:
  • Web Interface: Browser-based responsive application
  • Mobile - Android: Native Android application
  • Mobile - iOS: Native iOS application
Configuration Options:
LevelDescription
BasicWeb-only interface with essential business account management
StandardWeb + one mobile platform with full business features and multi-user support
AdvancedAll platforms (Web + Android + iOS) with accounting integrations and custom workflows

SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities. Features:
  • Allowed country lists - Countries where operations are permitted
  • Denied country lists - Countries where operations are restricted
  • Localized interfaces and content
  • Country-specific compliance features
  • Regional payment methods and banking connections
  • Local currency support
  • Country-specific reporting requirements
Per-Capability Configuration:
  • Each capability (SCT01-SCT13) can have its own country configuration
  • Tenants can enable specific capabilities in specific countries
  • Different compliance requirements can be applied per country
  • Capabilities can be gradually rolled out to new countries
Configuration Options:
LevelDescription
SingleLimited to one country with full compliance
RegionalMultiple countries in a region (e.g., EU, APAC) with regional compliance
GlobalWorldwide operation with country-specific compliance for each market

Payment Capabilities

SCT04 - Instant Payment

Real-time payment processing capabilities for immediate fund transfers. Features:
  • Real-time transaction processing
  • Instant payment notifications
  • 24/7 availability
  • Transaction status tracking
  • Fallback mechanisms for failed transactions
Configuration Options:
LevelDescription
BasicStandard processing times
StandardSame-day processing
AdvancedReal-time processing with instant confirmation

SCT08 - Usage of External Bank Cards

Integration with external card networks for payment processing. Features:
  • Card registration and management
  • Card transaction processing
  • 3D Secure authentication
  • Recurring payment setup
  • Card tokenization for security
Configuration Options:
LevelDescription
BasicLimited card types and transaction volumes
StandardFull card support with standard security
AdvancedEnhanced security features and specialized card types

SCT09 - Multi-Currency Financial Operation

Support for operations across multiple currencies with exchange capabilities. Features:
  • Multi-currency accounts
  • Foreign exchange services
  • International payment processing
  • Currency conversion reporting
  • Exchange rate management
Configuration Options:
LevelDescription
BasicLimited currency support (major currencies only)
StandardExtended currency support
AdvancedComplete global currency support with real-time FX

SCT10 - Closed-loop Operation

Self-contained financial ecosystem for specific use cases. Features:
  • Internal wallet system
  • Closed network transactions
  • Custom payment instruments
  • Specialized loyalty integration
  • Controlled ecosystem management
Configuration Options:
LevelDescription
BasicSimple closed-loop transactions
StandardFull closed-loop ecosystem
AdvancedHybrid closed/open loop with external connections

Management Capabilities

SCT05 - Subscription Business Performance Management

Tools for managing subscription-based business models and recurring revenue. Features:
  • Subscription plan management
  • Recurring billing automation
  • Subscription analytics and reporting
  • Customer lifecycle management
  • Churn prediction and prevention
Configuration Options:
LevelDescription
BasicEssential subscription management
StandardFull subscription business tools
AdvancedAI-powered subscription optimization

SCT06 - Decision Support System

Analytics and intelligence tools to support business decision-making. Features:
  • Business intelligence dashboards
  • Data visualization tools
  • Predictive analytics
  • Custom reporting
  • Decision recommendation engine
Configuration Options:
LevelDescription
BasicStandard reports and basic analytics
StandardInteractive dashboards and custom reporting
AdvancedAI-powered predictions and recommendations

SCT11 - Compliance Management

Tools and features to ensure regulatory compliance across operations. Features:
  • KYC/AML verification workflows
  • Regulatory reporting
  • Transaction monitoring
  • Audit trail and logging
  • Compliance documentation management
Configuration Options:
LevelDescription
BasicEssential compliance features
StandardComprehensive compliance management
AdvancedAutomated compliance with regulatory updates

Advanced Capabilities

SCT07 - Omni Channel

Seamless experience across multiple customer touchpoints and channels. Features:
  • Consistent user experience across channels
  • Cross-channel transaction continuity
  • Unified customer data view
  • Channel-specific optimizations
  • Centralized channel management
Configuration Options:
LevelDescription
BasicLimited channel integration
StandardCore channel integration
AdvancedComplete omnichannel experience

SCT12 - Financial Network Access

Connectivity to financial networks and banking systems. Features:
  • Banking network integration
  • Payment scheme access
  • Correspondent banking relationships
  • Network status monitoring
  • Fallback routing mechanisms
Configuration Options:
LevelDescription
BasicLimited network access
StandardRegional network access
AdvancedGlobal network access with redundancy

SCT13 - Financial Asset Management

Tools for managing various financial assets and investments. Features:
  • Asset portfolio management
  • Investment tracking and reporting
  • Risk assessment tools
  • Performance analytics
  • Asset allocation optimization
Configuration Options:
LevelDescription
BasicSimple asset tracking
StandardComprehensive asset management
AdvancedSophisticated investment tools and strategies

Capability Configuration by Subscription Tier

Each subscription tier includes a specific configuration of these capabilities:
TierIncluded Capabilities
StarterSCT01 (Basic), SCT03 (Single), SCT04 (Basic), SCT11 (Basic)
ProfessionalSCT01-02 (Standard), SCT03-04 (Standard), SCT08-09 (Standard), SCT11 (Standard)
EnterpriseAll capabilities at Advanced level
CustomTailored configuration based on requirements
Contact your account manager for detailed information on subscription tiers and availability.

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