API Capabilities The FinHub API provides access to a comprehensive set of capabilities that can be configured based on your subscription tier. Each capability is identified by a standard code (SCTxx) and can be enabled or configured to different levels depending on your integration needs.
Capability Categories
Core Capabilities SCT03, 10, 13: Country operations, wallets, asset management
Payment Capabilities SCT04, 09, 12: Payments, multi-currency, financial networks
Management Capabilities SCT05, 06, 11: Subscriptions, analytics, compliance
Advanced Capabilities SCT07: Omni-channel integration
Available Capabilities Core Capabilities Code Capability Description SCT03 Country of Operation Define operational countries and regional compliance SCT10 Closed-loop Operation Internal wallet system and closed network transactions SCT13 Financial Asset Management Portfolio management and investment tracking
Payment Capabilities Code Capability Description SCT04 Instant Payment Real-time payment processing and fund transfers SCT09 Multi-Currency Financial Operation Multi-currency accounts and FX services SCT12 Financial Network Access Connectivity to SEPA, SWIFT, and local rails
Management Capabilities Code Capability Description SCT05 Subscription Business Performance Management Recurring billing and subscription analytics SCT06 Decision Support System Business intelligence and predictive analytics SCT11 Compliance Management KYC/AML workflows and regulatory reporting
Advanced Capabilities Code Capability Description SCT07 Omni Channel Cross-channel transaction continuity
Capability Configuration by Subscription Tier Tier Included Capabilities Starter SCT03 (Single), SCT04 (Basic), SCT11 (Basic) Professional SCT03-04 (Standard), SCT05-06 (Standard), SCT09 (Standard), SCT11 (Standard) Enterprise All capabilities at Advanced level Custom Tailored configuration based on requirements
Contact your account manager for detailed information on subscription tiers and availability.
API vs CoreX Capabilities The API Service Model provides access to 10 of the 13 FinHub capabilities. Distribution channel capabilities (SCT01, SCT02) and external card processing (SCT08) are only available through the CoreX white-label platform.
Capability API CoreX SCT01 - B2C Distribution Channel ❌ ✅ SCT02 - B2B Distribution Channel ❌ ✅ SCT03 - Country of Operation ✅ ✅ SCT04 - Instant Payment ✅ ✅ SCT05 - Subscription Management ✅ ✅ SCT06 - Decision Support ✅ ✅ SCT07 - Omni Channel ✅ ✅ SCT08 - External Bank Cards ❌ ✅ SCT09 - Multi-Currency ✅ ✅ SCT10 - Closed-loop ✅ ✅ SCT11 - Compliance ✅ ✅ SCT12 - Financial Network ✅ ✅ SCT13 - Asset Management ✅ ✅
Next Steps 