curl --request POST \
  --url https://sandbox.finhub.cloud/api/v2.1/fincard/virtual/card/openCard \
  --header 'Content-Type: application/json' \
  --header 'X-Forwarded-From: <x-forwarded-from>' \
  --data '
{
  "merchantOrderNo": "<string>",
  "cardTypeId": 123,
  "cardholderId": 123,
  "initialDeposit": 123,
  "cardNumber": "<string>",
  "accountId": 123
}
'

{
  "success": true,
  "code": 200,
  "msg": "Success",
  "data": {
    "cardId": "card-12345678",
    "cardToken": "tok_12345678",
    "maskedCardNumber": "**** **** **** 4242",
    "expiryDate": "12/25",
    "cardStatus": "ACTIVE",
    "cardType": "VIRTUAL",
    "brand": "VISA",
    "currency": "USD",
    "accountId": "wsb-12345678",
    "cardholderId": "ch-12345678",
    "cardName": "My Virtual Card",
    "availableBalance": 1000,
    "currentBalance": 1000,
    "blockedAmount": 0,
    "spendingLimit": 5000,
    "dailyLimit": 1000,
    "monthlyLimit": 10000,
    "dailySpent": 100,
    "monthlySpent": 500,
    "createTime": 1640995200000,
    "updateTime": 1640995200000,
    "activateTime": 1640995200000,
    "expireTime": 1767225600000,
    "settings": {
      "enableOnline": true,
      "enableInternational": true,
      "enableContactless": true,
      "enableAtm": true,
      "allowedMcc": [
        "5411",
        "5812"
      ],
      "blockedMcc": [
        "7995"
      ],
      "pinFreeAmount": 100,
      "autoLoad": false,
      "autoLoadAmount": 1000,
      "autoLoadThreshold": 100
    },
    "limits": {
      "spendingLimit": 5000,
      "dailyLimit": 1000,
      "monthlyLimit": 10000,
      "perTransactionLimit": 2500,
      "atmDailyLimit": 500,
      "atmPerTransactionLimit": 300
    },
    "features": [
      "CHIP",
      "NFC",
      "3DS"
    ]
  }
}