Platform as a Service (PaaS) Explained
Platform as a Service (PaaS) provides system-to-system integration — direct access to FinHub’s technology connectors without the business process layer. This is pure technology integration for clients who already have their own systems and business logic.What PaaS Provides
PaaS provides direct connector access:| Connector | What It Does |
|---|---|
| Acquiring (IPG) | Card payment gateway integration |
| Banking Networks | SEPA, SWIFT, local payment rails |
| KYC/KYB | Identity verification services |
| Communication | SMS, email, push notifications |
| Crypto | Blockchain and digital asset connectivity |
PaaS vs BaaS
| Aspect | PaaS | BaaS |
|---|---|---|
| What you get | Connectors only | Business processes + connectors |
| Business logic | You provide | FinHub provides |
| UI/Front-end | You build | CoreX or you build |
| Integration type | System-to-system | API or white-label |
| Best for | Companies with existing systems | Companies needing full solution |
When to Choose PaaS
Choose PaaS if you:- Already have your own core banking system
- Only need specific connector integrations
- Have your own business process logic
- Want to integrate FinHub’s technology into existing infrastructure
- Need payment gateway (IPG) access only
Available Connectors
Acquiring (IPG)
Internet Payment Gateway for card transactions:- Card payment acceptance
- 3D Secure authentication
- Multiple card networks
- Settlement and reconciliation
Banking Networks
Access to payment rails:- SEPA - Euro payments in Europe
- SWIFT - International wire transfers
- Local Rails - Country-specific payment systems
- Faster Payments - UK instant payments
KYC/KYB
Identity verification connectors:- Document verification
- Biometric checks
- Sanctions screening
- PEP checks
Communication
Notification services:- SMS delivery
- Email sending
- Push notifications
Crypto
Blockchain connectivity:- Digital asset trading
- Custody services
- Blockchain integrations