Find Your Path
Use this guide to determine which FinHub service model is right for you.Step 1: BaaS or PaaS?
| Question | Answer → Path |
|---|---|
| Do you need customer onboarding flows? | Yes → BaaS |
| Do you need account/wallet management? | Yes → BaaS |
| Do you only need payment gateway integration? | Yes → PaaS |
| Do you have existing systems and just need connectors? | Yes → PaaS |
Step 2: If BaaS, Which Service Model?
Side-by-Side Comparison
| Aspect | CoreX | API | Hybrid |
|---|---|---|---|
| Time to Market | 2-4 weeks | 4-12 weeks | 4-8 weeks |
| Development Effort | Minimal | Significant | Moderate |
| UI/UX Control | Customizable themes | Complete control | Mixed |
| Mobile Apps | Included | Build your own | Some included |
| Maintenance | Managed by FinHub | Your responsibility | Shared |
| Best For | Quick launch | Custom experiences | Flexibility |
Decision Guide
1
Evaluate Your Resources
Do you have a development team?
- Yes → API or Hybrid Service Model viable
- No → Consider CoreX Service Model
2
Consider Time to Market
When do you need to launch?
- Within 1 month → CoreX Service Model
- 3+ months → API Service Model
3
Assess Customization Needs
How unique is your user experience?
- Standard flows → CoreX Service Model
- Highly custom → API Service Model
4
Plan for Maintenance
Who will maintain the solution?
- Prefer managed → CoreX Service Model
- Have team capacity → API Service Model
Quick Recommendations
| You Are | You Need | Recommended Path |
|---|---|---|
| Startup, no dev team | Fast launch | BaaS → CoreX |
| Fintech with developers | Custom UX | BaaS → API |
| Bank modernizing | White-label + custom | BaaS → Hybrid |
| Platform with existing systems | Payment gateway only | PaaS |
| Enterprise with own core banking | Specific connectors | PaaS |