Service Models
FinHub offers two primary service models to serve different client needs: Business as a Service (BaaS) and Platform as a Service (PaaS).Overview
| Service Model | What It Provides | Integration Type |
|---|---|---|
| BaaS | Business processes via microservices | CoreX, API, or Hybrid |
| PaaS | Direct connector access | System-to-system |
Business as a Service (BaaS)
BaaS exposes business processes that are shared across organizations. Clients use FinHub’s microservices, which are small, automated business areas handling:- Customer management (onboarding, KYC/KYB)
- Account & wallet management
- Transaction processing
- Order management
- Compliance & back-office operations
BaaS Service Models
Within BaaS, you can choose how to integrate:| Service Model | Description | Best For |
|---|---|---|
| CoreX | White-label front-end solution | Fast launch, minimal development |
| API | Direct API integration, build your own UI | Custom experiences, full control |
| Hybrid | Combination of CoreX + API | Best of both worlds |
Explore BaaS
Learn more about Business as a Service
Platform as a Service (PaaS)
PaaS provides system-to-system integration — direct access to FinHub’s technology connectors without business process logic. This is pure technology integration.Available Connectors
- Acquiring (IPG) - Card payment gateway
- Banking Networks - SEPA, SWIFT, local payment rails
- KYC/KYB - Identity verification services
- Communication - SMS, email, push notifications
- Crypto - Blockchain connectivity
Explore PaaS
Learn more about Platform as a Service
Choosing Between BaaS and PaaS
| Question | BaaS | PaaS |
|---|---|---|
| Need customer onboarding flows? | ✅ | ❌ |
| Need account management? | ✅ | ❌ |
| Need transaction processing with business logic? | ✅ | ❌ |
| Only need payment gateway integration? | ❌ | ✅ |
| Only need KYC/KYB connector? | ❌ | ✅ |
| Have existing systems, need connectors only? | ❌ | ✅ |