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COREX Platform Capabilities

The COREX Platform offers a comprehensive set of capabilities that can be configured based on client requirements and subscription tier. Each capability is identified by a standard code (SCTxx) and can be enabled or configured to different levels depending on client needs.

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Core Capabilities

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SCT01 - B2C Distribution Channel

The B2C Distribution Channel provides interfaces for individual customers to access financial services. Features:

• Customer registration and onboarding
• Account management and overview
• Transaction history and statements
• Payment initiation and management
• Customer support access
• Personal settings and preferences

Platform Options:

• Web Interface: Browser-based responsive application
• Mobile - Android: Native Android application
• Mobile - iOS: Native iOS application

Configuration Options:

• Basic: Single platform (Web OR Mobile) with essential features
• Standard: Two platforms (Web + one mobile platform) with full feature set
• Advanced: All platforms (Web + Android + iOS) with biometric authentication and offline capabilities

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SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access and role-based permissions. Features:

• Business entity registration and verification
• Multi-user access with role-based permissions
• Bulk payment processing
• Business account management
• Reporting and analytics
• Integration with accounting systems

Platform Options:

• Web Interface: Browser-based responsive application
• Mobile - Android: Native Android application
• Mobile - iOS: Native iOS application

Configuration Options:

• Basic: Web-only interface with essential business account management
• Standard: Web + one mobile platform with full business features and multi-user support
• Advanced: All platforms (Web + Android + iOS) with accounting integrations and custom workflows

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SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities. Each tenant can configure which countries they can operate in per capability. Features:

• Allowed country lists - Countries where operations are permitted
• Denied country lists - Countries where operations are restricted
• Localized interfaces and content
• Country-specific compliance features
• Regional payment methods and banking connections
• Local currency support
• Country-specific reporting requirements

Per-Capability Configuration:

• Each capability (SCT01-SCT13) can have its own country configuration
• Tenants can enable specific capabilities in specific countries
• Different compliance requirements can be applied per country
• Capabilities can be gradually rolled out to new countries

Configuration Options:

• Single country operation: Limited to one country with full compliance
• Regional operation: Multiple countries in a region (e.g., EU, APAC) with regional compliance
• Global operation: Worldwide operation with country-specific compliance for each market

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Payment Capabilities

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SCT04 - Instant Payment

Real-time payment processing capabilities for immediate fund transfers. Features:

• Real-time transaction processing
• Instant payment notifications
• 24/7 availability
• Transaction status tracking
• Fallback mechanisms for failed transactions

Configuration Options:

• Basic: Standard processing times
• Standard: Same-day processing
• Advanced: Real-time processing with instant confirmation

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SCT08 - Usage of External Bank Cards

Integration with external card networks for payment processing. Features:

• Card registration and management
• Card transaction processing
• 3D Secure authentication
• Recurring payment setup
• Card tokenization for security

Configuration Options:

• Basic: Limited card types and transaction volumes
• Standard: Full card support with standard security
• Advanced: Enhanced security features and specialized card types

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SCT09 - Multi-Currency Financial Operation

Support for operations across multiple currencies with exchange capabilities. Features:

• Multi-currency accounts
• Foreign exchange services
• International payment processing
• Currency conversion reporting
• Exchange rate management

Configuration Options:

• Basic: Limited currency support (major currencies only)
• Standard: Extended currency support
• Advanced: Complete global currency support with real-time FX

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SCT10 - Closed-loop Operation

Self-contained financial ecosystem for specific use cases. Features:

• Internal wallet system
• Closed network transactions
• Custom payment instruments
• Specialized loyalty integration
• Controlled ecosystem management

Configuration Options:

• Basic: Simple closed-loop transactions
• Standard: Full closed-loop ecosystem
• Advanced: Hybrid closed/open loop with external connections

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Management Capabilities

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SCT05 - Subscription Business Performance Management

Tools for managing subscription-based business models and recurring revenue. Features:

• Subscription plan management
• Recurring billing automation
• Subscription analytics and reporting
• Customer lifecycle management
• Churn prediction and prevention

Configuration Options:

• Basic: Essential subscription management
• Standard: Full subscription business tools
• Advanced: AI-powered subscription optimization

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SCT06 - Decision Support System

Analytics and intelligence tools to support business decision-making. Features:

• Business intelligence dashboards
• Data visualization tools
• Predictive analytics
• Custom reporting
• Decision recommendation engine

Configuration Options:

• Basic: Standard reports and basic analytics
• Standard: Interactive dashboards and custom reporting
• Advanced: AI-powered predictions and recommendations

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SCT11 - Compliance Management

Tools and features to ensure regulatory compliance across operations. Features:

• KYC/AML verification workflows
• Regulatory reporting
• Transaction monitoring
• Audit trail and logging
• Compliance documentation management

Configuration Options:

• Basic: Essential compliance features
• Standard: Comprehensive compliance management
• Advanced: Automated compliance with regulatory updates

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Advanced Capabilities

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SCT07 - Omni Channel

Seamless experience across multiple customer touchpoints and channels. Features:

• Consistent user experience across channels
• Cross-channel transaction continuity
• Unified customer data view
• Channel-specific optimizations
• Centralized channel management

Configuration Options:

• Basic: Limited channel integration
• Standard: Core channel integration
• Advanced: Complete omnichannel experience

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SCT12 - Financial Network Access

Connectivity to financial networks and banking systems. Features:

• Banking network integration
• Payment scheme access
• Correspondent banking relationships
• Network status monitoring
• Fallback routing mechanisms

Configuration Options:

• Basic: Limited network access
• Standard: Regional network access
• Advanced: Global network access with redundancy

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SCT13 - Financial Asset Management

Tools for managing various financial assets and investments. Features:

• Asset portfolio management
• Investment tracking and reporting
• Risk assessment tools
• Performance analytics
• Asset allocation optimization

Configuration Options:

• Basic: Simple asset tracking
• Standard: Comprehensive asset management
• Advanced: Sophisticated investment tools and strategies

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Capability Configuration by Subscription Tier

Each subscription tier includes a specific configuration of these capabilities. For detailed information on which capabilities are included in each tier and their configuration levels, please refer to the Subscription Models page.

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Custom Capability Configuration

Enterprise and Custom subscription tiers allow for tailored capability configurations based on specific business requirements. Contact our sales team to discuss custom capability configurations for your implementation.