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COREX Platform Capabilities

The COREX Platform offers a comprehensive set of capabilities that can be configured based on client requirements and subscription tier. Each capability is identified by a standard code (SCTxx) and can be enabled or configured to different levels depending on client needs.

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Core Capabilities

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SCT01 - B2C Distribution Channel

The B2C Distribution Channel provides interfaces for individual customers to access financial services.

Features:

  • Customer registration and onboarding
  • Account management and overview
  • Transaction history and statements
  • Payment initiation and management
  • Customer support access
  • Personal settings and preferences

Platform Options:

  • Web Interface: Browser-based responsive application
  • Mobile - Android: Native Android application
  • Mobile - iOS: Native iOS application

Configuration Options:

  • Basic: Single platform (Web OR Mobile) with essential features
  • Standard: Two platforms (Web + one mobile platform) with full feature set
  • Advanced: All platforms (Web + Android + iOS) with biometric authentication and offline capabilities

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SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access and role-based permissions.

Features:

  • Business entity registration and verification
  • Multi-user access with role-based permissions
  • Bulk payment processing
  • Business account management
  • Reporting and analytics
  • Integration with accounting systems

Platform Options:

  • Web Interface: Browser-based responsive application
  • Mobile - Android: Native Android application
  • Mobile - iOS: Native iOS application

Configuration Options:

  • Basic: Web-only interface with essential business account management
  • Standard: Web + one mobile platform with full business features and multi-user support
  • Advanced: All platforms (Web + Android + iOS) with accounting integrations and custom workflows

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SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities. Each tenant can configure which countries they can operate in per capability.

Features:

  • Allowed country lists - Countries where operations are permitted
  • Denied country lists - Countries where operations are restricted
  • Localized interfaces and content
  • Country-specific compliance features
  • Regional payment methods and banking connections
  • Local currency support
  • Country-specific reporting requirements

Per-Capability Configuration:

  • Each capability (SCT01-SCT13) can have its own country configuration
  • Tenants can enable specific capabilities in specific countries
  • Different compliance requirements can be applied per country
  • Capabilities can be gradually rolled out to new countries

Configuration Options:

  • Single country operation: Limited to one country with full compliance
  • Regional operation: Multiple countries in a region (e.g., EU, APAC) with regional compliance
  • Global operation: Worldwide operation with country-specific compliance for each market

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Payment Capabilities

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SCT04 - Instant Payment

Real-time payment processing capabilities for immediate fund transfers.

Features:

  • Real-time transaction processing
  • Instant payment notifications
  • 24/7 availability
  • Transaction status tracking
  • Fallback mechanisms for failed transactions

Configuration Options:

  • Basic: Standard processing times
  • Standard: Same-day processing
  • Advanced: Real-time processing with instant confirmation

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SCT08 - Usage of External Bank Cards

Integration with external card networks for payment processing.

Features:

  • Card registration and management
  • Card transaction processing
  • 3D Secure authentication
  • Recurring payment setup
  • Card tokenization for security

Configuration Options:

  • Basic: Limited card types and transaction volumes
  • Standard: Full card support with standard security
  • Advanced: Enhanced security features and specialized card types

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SCT09 - Multi-Currency Financial Operation

Support for operations across multiple currencies with exchange capabilities.

Features:

  • Multi-currency accounts
  • Foreign exchange services
  • International payment processing
  • Currency conversion reporting
  • Exchange rate management

Configuration Options:

  • Basic: Limited currency support (major currencies only)
  • Standard: Extended currency support
  • Advanced: Complete global currency support with real-time FX

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SCT10 - Closed-loop Operation

Self-contained financial ecosystem for specific use cases.

Features:

  • Internal wallet system
  • Closed network transactions
  • Custom payment instruments
  • Specialized loyalty integration
  • Controlled ecosystem management

Configuration Options:

  • Basic: Simple closed-loop transactions
  • Standard: Full closed-loop ecosystem
  • Advanced: Hybrid closed/open loop with external connections

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Management Capabilities

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SCT05 - Subscription Business Performance Management

Tools for managing subscription-based business models and recurring revenue.

Features:

  • Subscription plan management
  • Recurring billing automation
  • Subscription analytics and reporting
  • Customer lifecycle management
  • Churn prediction and prevention

Configuration Options:

  • Basic: Essential subscription management
  • Standard: Full subscription business tools
  • Advanced: AI-powered subscription optimization

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SCT06 - Decision Support System

Analytics and intelligence tools to support business decision-making.

Features:

  • Business intelligence dashboards
  • Data visualization tools
  • Predictive analytics
  • Custom reporting
  • Decision recommendation engine

Configuration Options:

  • Basic: Standard reports and basic analytics
  • Standard: Interactive dashboards and custom reporting
  • Advanced: AI-powered predictions and recommendations

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SCT11 - Compliance Management

Tools and features to ensure regulatory compliance across operations.

Features:

  • KYC/AML verification workflows
  • Regulatory reporting
  • Transaction monitoring
  • Audit trail and logging
  • Compliance documentation management

Configuration Options:

  • Basic: Essential compliance features
  • Standard: Comprehensive compliance management
  • Advanced: Automated compliance with regulatory updates

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Advanced Capabilities

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SCT07 - Omni Channel

Seamless experience across multiple customer touchpoints and channels.

Features:

  • Consistent user experience across channels
  • Cross-channel transaction continuity
  • Unified customer data view
  • Channel-specific optimizations
  • Centralized channel management

Configuration Options:

  • Basic: Limited channel integration
  • Standard: Core channel integration
  • Advanced: Complete omnichannel experience

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SCT12 - Financial Network Access

Connectivity to financial networks and banking systems.

Features:

  • Banking network integration
  • Payment scheme access
  • Correspondent banking relationships
  • Network status monitoring
  • Fallback routing mechanisms

Configuration Options:

  • Basic: Limited network access
  • Standard: Regional network access
  • Advanced: Global network access with redundancy

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SCT13 - Financial Asset Management

Tools for managing various financial assets and investments.

Features:

  • Asset portfolio management
  • Investment tracking and reporting
  • Risk assessment tools
  • Performance analytics
  • Asset allocation optimization

Configuration Options:

  • Basic: Simple asset tracking
  • Standard: Comprehensive asset management
  • Advanced: Sophisticated investment tools and strategies

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Capability Configuration by Subscription Tier

Each subscription tier includes a specific configuration of these capabilities. For detailed information on which capabilities are included in each tier and their configuration levels, please refer to the Subscription Models page.

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Custom Capability Configuration

Enterprise and Custom subscription tiers allow for tailored capability configurations based on specific business requirements. Contact our sales team to discuss custom capability configurations for your implementation.