COREX vs API Integration

FinHub offers two primary approaches for integrating with our platform: the COREX front-end solution and direct API integration. This page explains the key differences, benefits, and use cases for each approach.

Integration Approaches

COREX Platform

COREX is FinHub’s complete front-end solution that provides:

  • Ready-to-use UI: Pre-built, fully functional user interfaces for web and mobile platforms
  • White-labeling: Customization options for branding, themes, and content
  • Managed infrastructure: Hosting, scaling, and maintenance handled by FinHub
  • Rapid deployment: Launch financial services in days or weeks rather than months
  • Subscription model: Tiered pricing based on capabilities and usage

API Integration

API integration provides direct access to FinHub’s services through:

  • RESTful APIs: Comprehensive API endpoints for all platform capabilities
  • Developer tools: SDKs, documentation, and testing environments
  • Custom implementation: Complete control over the user experience and interface
  • Flexible architecture: Integration with existing systems and workflows
  • Usage-based pricing: Pay for what you use based on API calls and transactions

Comparison Table

AspectCOREX PlatformAPI Integration
Development EffortLow - minimal development requiredHigh - custom UI and integration development
Time to MarketFast - days to weeksLonger - weeks to months
CustomizationLimited to white-labeling optionsComplete control over UI/UX
MaintenanceHandled by FinHubClient responsibility
Updates & FeaturesAutomatically deployedRequire client-side implementation
Technical ExpertiseMinimal technical resources neededDedicated development team required
Cost StructureSubscription-basedUsage-based
ScalabilityManaged by FinHubClient responsibility
Integration ComplexityLowHigh

When to Choose COREX

COREX is ideal for organizations that:

  • Need to launch financial services quickly
  • Have limited technical resources or development capacity
  • Prefer predictable subscription pricing
  • Want to minimize ongoing maintenance and operational overhead
  • Require a proven, compliant solution with minimal customization

When to Choose API Integration

API integration is better suited for organizations that:

  • Need complete control over the user experience
  • Have specific integration requirements with existing systems
  • Possess strong technical capabilities and development resources
  • Want to build unique financial products or experiences
  • Require deep customization of workflows and processes

Hybrid Approach

Many clients opt for a hybrid approach that combines elements of both COREX and API integration:

  • Using COREX for customer-facing interfaces while integrating APIs for back-office operations
  • Starting with COREX for rapid market entry, then gradually transitioning to API integration
  • Leveraging COREX for standard functions while building custom experiences for differentiating features

Migration Path

Clients can start with either approach and transition to the other as their needs evolve:

  • COREX to API: As technical capabilities grow and customization needs increase
  • API to COREX: To reduce maintenance burden or accelerate deployment of new features

FinHub provides migration tools and support to facilitate these transitions with minimal disruption.