> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finhub.cloud/llms.txt
> Use this file to discover all available pages before exploring further.

# Service Models Comparison

> Compare CoreX, API, and Hybrid service models for BaaS integration

# Service Models Comparison

FinHub BaaS offers three service models for integration. Choose the one that best fits your needs.

<CardGroup cols={3}>
  <Card title="CoreX Service Model" icon="desktop" href="/baas/corex/introduction">
    White-label solution
  </Card>

  <Card title="API Service Model" icon="code" href="/baas/api/introduction">
    Direct API integration
  </Card>

  <Card title="Hybrid Service Model" icon="shuffle" href="/baas/hybrid/introduction">
    Combined approach
  </Card>
</CardGroup>

## Comparison Table

| Aspect                 | CoreX                          | API                                  | Hybrid              |
| ---------------------- | ------------------------------ | ------------------------------------ | ------------------- |
| **Description**        | Pre-built white-label solution | Direct API access, build your own UI | Combination of both |
| **Time to Market**     | 2-4 weeks                      | 4-12 weeks                           | 4-8 weeks           |
| **Development Effort** | Minimal                        | Significant                          | Moderate            |
| **UI/UX Control**      | Customizable themes            | Complete control                     | Mixed               |
| **Mobile Apps**        | Included                       | Build your own                       | Some included       |
| **Web Portal**         | Included                       | Build your own                       | Some included       |
| **Maintenance**        | Managed by FinHub              | Your responsibility                  | Shared              |
| **Updates**            | Automatic                      | Manual implementation                | Mixed               |
| **Cost Structure**     | Subscription-based             | Usage-based                          | Combined            |
| **Best For**           | Quick launch, standard flows   | Custom experiences                   | Flexibility         |

## CoreX Service Model

**Pre-built white-label front-end solution**

What you get:

* ✅ Ready-to-use web portal
* ✅ iOS and Android mobile apps
* ✅ Admin back-office panel
* ✅ Customizable branding (colors, logos, fonts)
* ✅ Built-in customer onboarding flows
* ✅ Managed updates and maintenance

**Best for:**

* Companies wanting to launch quickly
* Limited technical resources
* Standard banking/payment use cases
* Predictable subscription pricing

<Card title="CoreX Service Model" icon="desktop" href="/baas/corex/introduction">
  Learn more about CoreX
</Card>

## API Service Model

**Direct API integration with your own UI**

What you get:

* ✅ Full API access to all FinHub services
* ✅ Complete control over UI/UX
* ✅ Build any custom workflow
* ✅ Integrate into existing applications
* ✅ Webhooks for real-time events
* ✅ Sandbox environment for development

**Best for:**

* Companies with development resources
* Unique user experience requirements
* Integration into existing products
* Complex or non-standard workflows

<Card title="API Service Model" icon="code" href="/baas/api/introduction">
  Learn more about API integration
</Card>

## Hybrid Service Model

**Combination of CoreX and API**

What you get:

* ✅ CoreX for some processes
* ✅ API for custom integrations
* ✅ Flexibility to mix approaches
* ✅ Gradual migration path

**Best for:**

* Companies wanting best of both worlds
* Starting with CoreX, transitioning to API
* Standard flows + custom differentiators

<Card title="Hybrid Service Model" icon="shuffle" href="/baas/hybrid/introduction">
  Learn more about Hybrid approach
</Card>

## Client Journey by Service Model

### CoreX Client Journey

1. **Sales Engagement** → Discuss requirements and select subscription tier
2. **Branding Setup** → Provide branding assets and configuration preferences
3. **Platform Configuration** → FinHub configures your white-labeled platform
4. **Review & Approval** → Review and approve the customized platform
5. **Go-Live** → Launch your branded financial services platform

### API Client Journey

1. **Registration** → Complete application on the FinHub Developer Portal
2. **Sandbox Access** → Receive credentials and explore APIs in sandbox
3. **Integration Development** → Build your integration with FinHub APIs
4. **Certification** → Complete integration certification and security review
5. **Production Deployment** → Transition to production with phased rollout

## Next Steps

<CardGroup cols={2}>
  <Card title="Find Your Path" icon="map" href="/overview/find-your-path">
    Decision guide
  </Card>

  <Card title="Client Categories" icon="users" href="/baas/client-categories/index">
    Find your category
  </Card>
</CardGroup>