> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finhub.cloud/llms.txt
> Use this file to discover all available pages before exploring further.

# SCT02 - B2B Distribution Channel

> Interfaces for business customers with multi-user access and role-based permissions

# SCT02 - B2B Distribution Channel

The B2B Distribution Channel provides interfaces for business customers with multi-user access, role-based permissions, and advanced business tools.

## Overview

This capability enables your platform to serve business customers with comprehensive financial management tools, supporting multiple users within an organization with granular access controls.

## Features

| Feature                         | Description                                    |
| ------------------------------- | ---------------------------------------------- |
| **Business Registration**       | Corporate onboarding with KYB verification     |
| **Multi-User Access**           | Multiple users per organization                |
| **Role-Based Permissions**      | Granular access control and approval workflows |
| **Bulk Payments**               | Process multiple payments in batches           |
| **Business Account Management** | Manage multiple accounts and sub-accounts      |
| **Reporting & Analytics**       | Business intelligence and financial reports    |
| **Accounting Integration**      | Connect with accounting software               |

## Platform Options

### Web Interface

Browser-based responsive application designed for business operations.

* Advanced dashboard with business KPIs
* Bulk transaction processing
* Multi-level approval workflows
* Comprehensive audit logs
* Export to accounting formats

### Mobile - Android

Native Android application for business users on-the-go.

* Approval notifications and actions
* Transaction authorization
* Quick payment initiation
* Push alerts for pending actions

### Mobile - iOS

Native iOS application for business users.

* Face ID for transaction approval
* Mobile authorization
* Quick access to pending tasks
* Business notifications

## Configuration Options

| Level        | Platforms        | Features                                   |
| ------------ | ---------------- | ------------------------------------------ |
| **Basic**    | Web-only         | Essential business account management      |
| **Standard** | Web + one mobile | Full business features, multi-user support |
| **Advanced** | All platforms    | Accounting integrations, custom workflows  |

## User Roles

| Role                | Permissions                              |
| ------------------- | ---------------------------------------- |
| **Admin**           | Full access, user management, settings   |
| **Finance Manager** | Payments, reports, account management    |
| **Approver**        | Transaction approval, view-only access   |
| **Operator**        | Payment initiation, limited access       |
| **Viewer**          | Read-only access to accounts and reports |

## Business Workflow

```mermaid theme={null}
flowchart TD
    A[Business Registration] --> B[KYB Verification]
    B --> C[Admin Account Setup]
    C --> D[Add Users & Roles]
    D --> E[Configure Approval Rules]
    E --> F[Business Operations]
    
    F --> G[Bulk Payments]
    F --> H[Reporting]
    F --> I[Account Management]
```

## Integration with Other Capabilities

| Capability                          | Integration                                       |
| ----------------------------------- | ------------------------------------------------- |
| **SCT03 - Country of Operation**    | Determines available countries for B2B operations |
| **SCT05 - Subscription Management** | Recurring billing for business clients            |
| **SCT06 - Decision Support**        | Business analytics and reporting                  |
| **SCT11 - Compliance**              | KYB workflows and transaction monitoring          |

## Subscription Tier Availability

| Tier         | Configuration Level |
| ------------ | ------------------- |
| Starter      | Not included        |
| Professional | Standard            |
| Enterprise   | Advanced            |
| Custom       | Configurable        |