> ## Documentation Index
> Fetch the complete documentation index at: https://docs.finhub.cloud/llms.txt
> Use this file to discover all available pages before exploring further.

# SCT03 - Country of Operation

> Foundational capability defining where a tenant can operate via API

# SCT03 - Country of Operation

A foundational core capability that defines where a tenant can operate and is used by all other capabilities. Each tenant can configure which countries they can operate in per capability.

## Overview

This capability forms the foundation of your API integration's geographic scope, enabling you to define allowed and restricted countries for operations, with localized compliance for each market.

## Features

| Feature                         | Description                               |
| ------------------------------- | ----------------------------------------- |
| **Allowed Country Lists**       | Countries where operations are permitted  |
| **Denied Country Lists**        | Countries where operations are restricted |
| **Country-Specific Compliance** | Regional regulatory requirements          |
| **Regional Payment Methods**    | Local payment rails and methods           |
| **Local Currency Support**      | Native currency handling per country      |
| **Country-Specific Reporting**  | Regulatory reports per jurisdiction       |

## Per-Capability Configuration

| Configuration                     | Description                                        |
| --------------------------------- | -------------------------------------------------- |
| **Capability-Specific Countries** | Enable specific capabilities in specific countries |
| **Differentiated Compliance**     | Different compliance requirements per country      |
| **Gradual Rollout**               | Phase capabilities into new countries over time    |

## Configuration Options

| Level        | Scope                                   | Features                               |
| ------------ | --------------------------------------- | -------------------------------------- |
| **Single**   | One country                             | Full compliance for single market      |
| **Regional** | Multiple countries in region (EU, APAC) | Regional compliance framework          |
| **Global**   | Worldwide operation                     | Country-specific compliance per market |

## API Usage

### Get Tenant Country Configuration

```bash theme={null}
GET /api/v1/configuration/countries
Authorization: Bearer {access_token}
```

**Response:**

```json theme={null}
{
  "allowed_countries": ["GB", "DE", "FR", "NL", "BE"],
  "denied_countries": ["KP", "IR", "CU"],
  "default_country": "GB",
  "capabilities_by_country": {
    "GB": ["SCT03", "SCT04", "SCT09", "SCT11", "SCT12"],
    "DE": ["SCT03", "SCT04", "SCT11"],
    "FR": ["SCT03", "SCT04", "SCT11"]
  }
}
```

### Validate Country for Operation

```bash theme={null}
POST /api/v1/configuration/countries/validate
Content-Type: application/json
Authorization: Bearer {access_token}

{
  "country_code": "DE",
  "capability": "SCT04"
}
```

## Integration with Other Capabilities

| Capability                    | Integration                           |
| ----------------------------- | ------------------------------------- |
| **SCT04 - Instant Payment**   | Available payment schemes per country |
| **SCT09 - Multi-Currency**    | Available currencies per country      |
| **SCT11 - Compliance**        | Country-specific KYC/AML rules        |
| **SCT12 - Financial Network** | Network access per country            |

## Related API Reference

<Card title="Configuration APIs" icon="gear" href="/baas/api/reference/administration/index">
  View detailed API specifications
</Card>

## Subscription Tier Availability

| Tier         | Configuration Level |
| ------------ | ------------------- |
| Starter      | Single              |
| Professional | Regional            |
| Enterprise   | Global              |
| Custom       | Configurable        |